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If you have a higher transaction volume, this is the account for you. Save with an earnings credit that’s based on your average daily balance.1

Key Features

  • Earnings Credit
  • Free Digital Banking
  • Business Services Available
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  • Ideal for businesses with a higher transaction volume
  • Earnings credit calculated and awarded based on average daily balance1
  • $6 monthly maintenance fee
  • Additional transaction fees:
    • On-us deposited items: $0.05
    • Not on-us deposited items: $0.08
    • Debit/check: $0.10
    • ACH & point of sale debits: $0.02
  • Electronic statement required
    • Otherwise, $3.00 paper statement fee.
  • Free Mastercard debit card
  • Free digital banking, including:
    • Free online banking
    • Free mobile banking
    • Free e-Statements (required)
  • Surcharge-free ATMs available
  • $50 minimum deposit to open
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1An offset towards other charges; not an actual deposit

Building Iowa

since 1856