Membership Benefits

  • Club trips, social events, and educational seminars
  • Travel events throughout the year — including one-day trips to ball games, dinner theatres, historical sites, and stage shows, plus mystery excursions
  • Extended travel — foreign and domestic experiences at attractive discount rates
  • Heritage Club bi-monthly newsletter
  • 50% discount on any Kerndt Brothers safe deposit box rental
  • Free notary service
  • One free box of standard checks per year
  • Free digital banking services: online banking, mobile banking and online bill pay
  • No charge by our bank for ATM and debit card use
  • No annual credit card fee
  • Free annual insurance check-up provided by Kerndt Brothers Insurance Agency

Join our Heritage Club

Recognizing and rewarding our long-time friends is an honored tradition at Kerndt Brothers Bank. That is why we are proud to offer the benefits of the Heritage Club for travel and so much more.

There is absolutely no cost to join the Heritage Travel Club. You simply need to maintain one of the following banking relationships with Kerndt Brothers Bank to become a member:

  • $2,500 in a checking or savings account, or
  • $10,000 in time certificates or an IRA or money market account, or
  • Hold an active real estate, home equity, or HELOC loan

Meet new people, make new friends, enjoy first-rate banking services — all at the same time!

3 Easy Ways to become a Heritage Travel Club member:

  • Visit your local Kerndt Brothers Savings Bank in person;
  • Click here to download/print the Heritage Club pdf at home, complete the form, then drop it by your local branch; or
  • Click on "Contact Us" to the right, type in your contact information, and we'll reach out.

A word from our president - James Kerndt

Newsletter - January 2024: Canyon Country Trip Highlight

Newsletter - May 2024: Alaska Discovery Tour 2025 and Celebration Belle River Cruise 2024

Summer BBQ Parties! 

Bring your co-workers, grab your fam, and round up your friends - lunch is on us!

Join us at these local branches: 

West Union - Friday, June 14

Clermont - Monday, June 17

Lansing - Friday, June 21

Waukon - Friday, June 28

Decorah - Friday, August 9

We'll be serving up free brats, hot dogs and ice cream from 11 a.m. to 1 p.m. in appreciation of YOU! 


Celebration Belle Fall River Cruise // Dubuque, IA to Savanna, IL

REGISTRATION DEADLINE: Please note, there are a limited number of seats on this trip, and they're filling fast! Final deadline to register (if seats are still available): August 25, 2024

October 3 & October 4: Two-day trip featuring Galena, IL, and 5-hour Celebration Belle River Cruise from Dubuque, IA, to Savanna, IL, during peak leaf season in the Midwest. 

Enjoy a beautiful autumn Thursday in downtown Galena, IL, the way YOU want to. Shop, eat, drink, or take a tour - the time is yours to do as you wish. Enjoy dinner at Old Chicago in Dubuque, Iowa, that evening, then embark on a 5-hour Celebration Belle cruise of the Mighty Mississippi on Friday. Enjoy a new stretch of the river while you take in the vibrant fall colors of the bluffs. Lunch buffet and entertainment is included. We'll finish the 2-day trip with a stop at Breitbach's Country Dining in Sherrill, Iowa, on our way home. 

To view the full itinerary and pricing information, CLICK HERE

TO REGISTER, stop by your local Kerndt Brothers Savings Bank branch (member FDIC). Per person fee plus hotel will be paid at time of registration. CLICK for branch addresses and contact information. 


Canyon Country Tour:

PLEASE NOTE: Registration for this tour has closed.

October 11-18, 2024: Canyon Country (featuring Utah & Arizona) PDF

To view details for Canyon Country 2024 and register directly with Collette, click here.


Alaska Discovery Tour:


July 2-13, 2025: Traverse the Pacific coast by land and sea aboard one of Holland America Cruise Lines’ lovely ships on a breathtaking journey that takes you from Alaska to Vancouver, British Columbia. Cruise the Sternwheeler Discovery and encounter Alaska’s diverse culture and rich history. Enjoy local dishes and a lively musical performance at the Denali Dinner Theater about the first brave men to summit Denali. Ride a luxury domed railcar from Denali to Talkeetna, soak in views of the incredible landscapes from glass-ceiling railcars and open-air observation platforms as guides provide expert commentary. Travel deep into Denali National Park for the best opportunities to view the region’s wildlife. Cruise through Glacier Bay and the Inside Passage, taking in rugged natural wonders. Explore Alaska’s gorgeous capital, Juneau. Visit Ketchikan, the “Salmon Capital of the World.” This is Alaska as you always imagined.

To download a PDF of trip details: CLICK HERE

TRAVEL SHOW: An Alaska Discovery travel show will be held Wednesday, September 18, at 5 p.m. at ProvERBial Taproom in Waukon (609 Rossville Road, Waukon). Collette will present. A light meal and N/A refreshments will be served. Other drinks will be self-pay at the bar. Please RSVP at 563-538-0378. 

To view details for Alaska Discovery Tour 2025 and register directly with Collette, CLICK HERE.

Building Iowa

since 1856