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Membership Benefits
- Club trips, social events, and educational seminars
- Travel events throughout the year — including one-day trips to ball games, dinner theatres, historical sites, and stage shows, plus mystery excursions
- Extended travel — foreign and domestic experiences at attractive group rates
- Loyalty credit toward future extended trips and discounts on shorter single- or two-day trips
- Heritage Club quarterly print newsletter and bi-weekly e-newsletter where an email address is provided
- Boosted APY on some bank products, like CDs and IRAs. Ask for details.
- 50% discount on any Kerndt Brothers safe deposit box rental
- Free notary service
- One free box of standard checks per year
- Free digital banking services: online banking, mobile banking and online bill pay
- No charge by our bank for ATM and debit card use
- No annual credit card fee
- Free annual insurance check-up provided by Kerndt Brothers Insurance Agency
Join our Heritage Club
Recognizing and rewarding our long-time friends is an honored tradition at Kerndt Brothers Bank. That is why we are proud to offer the benefits of the Heritage Club for travel and so much more.
There is absolutely no cost to join the Heritage Travel Club. You simply need to maintain one of the following banking relationships with Kerndt Brothers Bank to become a member:
- $2,500 in a checking or savings account, or
- $10,000 in time certificates or an IRA or money market account, or
- Hold an active real estate, home equity, or HELOC loan
Meet new people, make new friends, enjoy first-rate banking services — all at the same time!
3 Easy Ways to become a Heritage Travel Club member:
- Visit your local Kerndt Brothers Savings Bank in person;
- Click here to download/print the Heritage Club pdf at home, complete the form, then drop it by your local branch; or
- Click on "Contact Us" to the right, type in your contact information, and we'll reach out.
Read the Latest Heritage Club Newsletter:
JANUARY 2026: Seine River Cruise & Normandy with Paris, New Rate on IRAs, Companion Savings & More!
AUGUST 2026: KBSB Names New President, Norway with Iceland (Sept 2027), Canadian Rockies (Aug 2027), Danube River Cruise (May 2027), and upcoming travel show debuting Australia/NZ 2028. Also, Fraud Fighter Event with RSVP. Also, insert with a special interest article on KBSB's 170-year anniversary!
Classic Italy by Rail
TOUR DATES: October 19-28, 2026
ABOUT THE TOUR: For centuries it was the center of civilization, and Italy continues to fascinate with historic cities, majestic vistas, and hill towns frozen in time. Stroll through the romantic streets of Venice and journey by high-speed train to Florence, taking in the vineyards and wineries along the way. When in Rome, visit the remarkable Coliseum, Sistine Chapel and St. Peter’s. Experience the visual delights and marvel at the historic sites as you travel through Italy on this amazing tour.
HIGHLIGHTS include:
- Walking tour of Venice with a local guide
- Ride the high-speed train from Venice to Florence
- Walking tour of Florence with a local guide
- Visit the Accademia Gallery and see the sculpture of Michelangelo's David
- Three nights in Montecatini
- Full-day excursion to Siena
- Excursion to Pisa to see the Leaning Tower
- Ride the high-speed train from Florence to Rome
- City tour of Rome with a visit to Coliseum
- Included tour to Vatican City with a visit to Sistine Chapel and St. Peter's Basilica
Roundtrip airfare and airport transfer to and from Waukon included if registered by the deadline.
To download a PDF of trip details: CLICK HERE
"A Christmas Story" at The Fireside Theatre in Fort Atkinson, WI
Kerstmarkt European Christmas Markets in Pella, Iowa with overnight stay at Meskwaki Hotel/Casino
• Steak buffet dinner at Meskwaki Casino on Dec. 3
• Pella Kerstmarkt Christmas Markets on Dec. 4.
• Bussing from Waukon, Decorah, and West Union.
Tropical Costa Rica
TOUR DATES: February 9-17, 2027
ABOUT THE TOUR: Lush forests and stunning waterfalls… rumbling volcanoes and endless coastlines… Costa Rica is a paradise teeming with exotic plants and incredible animals. Enjoy the tranquil views of Arenal Volcano from your hotel. Explore part of the 20,000-acre nature preserve of Cano Negro on a riverboat adventure. Spend two nights in Monteverde’s lush cloud forest. Experience the forest canopy on your choice of a hanging bridges nature walk or an exhilarating zip lining tour. Soak in the sunshine at Playa Carrillo, Guanacaste, known for its breathtaking beauty and fine sandy beaches. You will find a slice of paradise and so much more.
Roundtrip airfare and airport transfer to and from Waukon included if registered by the deadline.
To download a PDF of trip details (including cost and itinerary): CLICK HERE
To view the trip itinerary and details directly on the Collette website, or to register online: CLICK HERE
To watch a recording of the travel show (includes Norway with Iceland, as well), CLICK HERE
Danube Delights River Cruise
TOUR DATES: May 21-31, 2027
After returning from our incredible Rhine River Cruise this spring, one thing became very clear — we weren’t ready to be done exploring Europe with this amazing cruise company. From the exceptional service and expert tour directors to the thoughtfully curated excursions and effortless style of travel, every detail exceeded our expectations. So naturally, we immediately began searching for where to go next… and the answer was the breathtaking Danube River.
Next May 21-31, 2027, we’ll journey through five unforgettable countries — Hungary, Slovakia, Austria, Germany, and the Czech Republic — aboard a luxurious Emerald Cruises Star-Ship. Highlights include the grand cities of Budapest, Vienna, and Prague, charming medieval towns, scenic cruising through the UNESCO-listed Wachau Valley, guided tours, cultural experiences, and stunning river landscapes around every bend. With included excursions, locally inspired experiences, wonderful cuisine, and the same first-class cruise experience we just fell in love with on the Rhine, this promises to be another unforgettable Heritage Club adventure.
Roundtrip airfare included and airport transfer (typically to and from Waukon, but that may be adjusted) if registered by the deadline.
To download a PDF of trip details (including cost and itinerary): CLICK HERE
To watch the travel show recording outlining the trip itinerary (show starts about 10 seconds into video): CLICK HERE
Canadian Rockies w/Glacier National Park
TOUR DATES: August 1-9, 2027
If breathtaking mountain scenery, crystal-clear lakes, towering glaciers, and unforgettable wildlife encounters are calling your name, this adventure belongs on your bucket list. Our 2027 Canadian Rockies and Glacier National Park tour (August 1-9, 2027) journeys through some of the most spectacular landscapes in North America, from the rugged beauty of Banff and Jasper National Parks to Montana’s legendary Glacier National Park. Travelers will cruise the serene waters of Waterton Lakes, ride aboard Glacier National Park’s iconic vintage Red Buses along the famous Going-to-the-Sun Road, and experience jaw-dropping views around nearly every corner.
Highlights include a gondola ride to the top of Sulphur Mountain overlooking Banff, a once-in-a-lifetime snocoach excursion onto the Athabasca Glacier, and a walk along the incredible Glacier Skywalk suspended high above glacier-carved valleys and waterfalls. Guests will also enjoy a scenic cruise on Maligne Lake, travel the world-famous Icefields Parkway, and spend nights in charming mountain towns surrounded by soaring peaks and turquoise lakes.
Roundtrip airfare included and airport transfer (typically to and from Waukon, but that may be adjusted) if registered by the deadline.
To download a PDF of trip details (including cost and itinerary): CLICK HERE
To watch the travel show recording outlining the trip itinerary (show begins with teaser about Australia/New Zealand, FYI): CLICK HERE
Highlights of Norway w/ Iceland Extension
TRAVEL SHOW: Wednesday, October 14, at 5:30 PM in Waukon. Location: Lid's. To RSVP, CLICK HERE.
TOUR DATES: September 5-13, 2027 (with Iceland Extension, September 5-17, 2027)
Venture to a place where crashing ocean meets craggy mountains, forging the awe-inspiring majesty of the Norwegian fjords.
HIGHLIGHTS include:
- Bergen, Guided walking tour (and plenty of free time) in Bergen, a city in the heart of the fjords with the charm of a small town despite its status as the second largest city in Norway.
- Journey to Loen, with lunch in a village along the way, then Nordfjord Folk Museum.
- Exilarating Geirangerfjord cruise in Geiranger (UNESCO).
- Discover Norway's mightiest waterfalls - the Seven Sisters, the Bridal Veil, and the Suitor.
- Ride the Loen Skylift, one of the world's steepest cable cards, for unrivaled view of the fjord landscape.
- Continue to the quaint village of Flåm, your gateway to the grandeur of Aulandsfjord.
- Traverse the terrain on the renowned Flåm Railway, one of the steepest train rides in the world, and climb 3000 feet past rushing waterfalls, looming mountains and picturesque valleys.
- Visit the Borgund Stave Church and walk the streets of Oslo, taking in the capital’s iconic sights.
- Tour the Fram Museum, dedicated to telling the story of Norwegian polar exploration, then enjoy an afternoon of free time to discover Oslo's hidden gems on your own.
Then, with the OPTIONAL ICELAND EXTENSION, discover a land and culture forged by fire and ice, where streaming lava fields reflect its volcanic nature, while massive glaciers carve mountains and valleys, creating thundering waterfalls and breathtaking landscapes.
EXTENSION highlights:
- Upon arrival in Reykjavik, Iceland, meet your tour guide and join an orientation walk of the city. Enjoy some free time before gathering with fellow travelers to enjoy an Icelandic dinner at a popular local restaurant.
- Walking tour of Reykjavik's historic city center featuring Hallgrimskirkja church, City Hall, the harbor and Reykjavik's oldest building, home of the Kraum Icelandic design center.
- Afternoon of leisure where you can venture into one of Iceland's renowned geothermal spas or visit the oceanfront Sky Lagoon, join in a whale-watching excursion, or learn about Iceland's powerful volcanic forces at a fascinating Lava Show.
- Travel to the Golden Circle, a route encompassing many of Iceland's renowned natural wonders.
- Marvel at Gullfoss (Golden Falls), a spectacular 100-foot double cascade.
- Continue to Thingvellir National Park, Iceland's most historical site.
- Stand upon on of the globe's most geologically significant landscapes, Thingvellir's rugged rift valley (UNESCO)
- And much more!
Roundtrip airfare and airport transfer to and from Waukon included if registered by the deadline.
To download a PDF of trip details (including cost and itinerary): CLICK HERE
To view the trip itinerary and details directly on the Collette website, or to register online: CLICK HERE
To watch a recording of the travel show (includes Costa Rica, as well), CLICK HERE
Wonders of Australia & New Zealand
TOUR DATES: February 9-24, 2028 | 16 Days
Experience the adventure of a lifetime as we journey "Down Under" on this incredible 16-day exploration of Australia and New Zealand! From tropical Cairns and the colorful world of the Outer Barrier Reef to the unmistakable sights of Sydney and the cosmopolitan energy of Melbourne, Australia offers an unforgettable mix of scenery, wildlife and culture. Then we're off to New Zealand's spectacular South Island, where snow-capped mountains, turquoise lakes and dramatic fjords provide the backdrop for our time in Queenstown and Christchurch. Along the way, you'll enjoy guided sightseeing, memorable cruises, unique wildlife encounters and time to explore on your own.
HIGHLIGHTS include:
- Soar above the rainforest canopy aboard the Skyrail Rainforest Cableway
- Cruise to Australia's Outer Barrier Reef, with opportunities to snorkel or view the reef by glass-bottom boat
- See Bondi Beach and tour the world-famous Sydney Opera House
- Enjoy a dinner cruise on Sydney Harbour
- Meet koalas, kangaroos and wallabies at Featherdale Wildlife Park
- Explore the magnificent Blue Mountains and ride the world's steepest incline railway
- Experience Melbourne, including panoramic views from the Eureka Tower
- Travel to beautiful Queenstown, New Zealand, surrounded by Lake Wakatipu and the Southern Alps
- Cruise spectacular Milford Sound, surrounded by towering cliffs, waterfalls and rainforest
- Sail Lake Wakatipu aboard the historic TSS Earnslaw steamship
- See Mt. Cook and turquoise Lake Tekapo en route to Christchurch
- Enjoy 20 included meals, professional tour management, round-trip MSP airfare and internal flights as part of the tour package
For those who want to experience even more of New Zealand, an optional four-night North Island extension takes the adventure to Rotorua and Auckland, with Maori cultural and geothermal experiences, a visit to the Kiwi Hatchery, a scenic gondola dinner and a stop at Hobbiton - the famous movie set from The Lord of the Rings and The Hobbit. It's an extraordinary opportunity to experience two remarkable countries on one unforgettable journey!
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