If you may not qualify for traditional business financing, this could be the way to go.

Key Features

  • Competitive Rates
  • Lower Down Payments
  • Extended Terms
  • Friendly, Local Service
  • Available for start-up businesses, as well as purchasing and refinancing existing businesses 
  • Government-assisted help for businesses that might otherwise have difficulty getting approved 
  • Special financing for qualifying businesses 
  • Competitive rates for a wide range of business needs: 
    • Commercial real estate purchase 
    • Construction 
    • Business acquisition or expansion 
    • Equipment/inventory purchase 
    • Working capital 
    • And more 
  • A wide range of lending options available 
  • Generally lower down payments and extended terms 
  • Additional considerations taken when deciding maturity1
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish 

1Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed. 

Building Iowa

since 1856