The holidays should be a time of joy and togetherness — not a time of stress! Curb the stress by saving for the holidays ahead of time.


Key Features

  • Earns Competitive Interest
  • Free Digital Banking
  • Set aside little by little, year-round for holiday-related expenses 
  • Avoid holiday-induced debt and stress 
  • Competitive interest earnings
    • Interest calculated on the daily balance method
    • Interest compounded and credited monthly
  • No monthly maintenance fee 
  • No minimum balance requirements 
  • $50 maximum weekly deposit
  • Account balance will be paid out each October
  • Early withdrawal will result in a penalty 
  • Free digital banking, including:
    • Free online banking
    • Free mobile banking
    • Free e-Statements
  • $5 minimum deposit to open

Building Iowa

since 1856