We know you need the right land to make your agricultural operation successful. That’s why we’re here as your partners.

Key Features

  • Competitive Rates
  • Fast Decisions
  • Friendly, Local Service
  • Competitive rates for the purchase, refinance, or construction of commercial ag properties 
  • Available for owner-occupied or investment properties 
  • Repayment terms customized to fit your business's unique needs 
  • Lending professionals with working knowledge of the local ag real estate market 
  • Quick, local decision-making and processing 
  • Attentive, friendly service from start to finish 

For over a quarter century, Farmer Mac has been a vital partner in delivering flexible credit solutions to rural America.

Farmer Mac offers a broad portfolio of flexible solutions designed to reduce the cost of credit for rural America.

Farmer Mac’s Farm & Ranch Loan Purchase Program helps rural lenders be more competitive in serving their customers and communities. Farmer Mac enables lenders to offer more favorable terms, a full suite of products including long-term fixed rate loans that many banks don’t offer out to 30 years.  The funds can be used to refinance other loans, complete improvements on the farm operation or complete a new land purchase.  Lock in your interest rate while they are at historical lows today!

USDA Guaranteed Loan Purchase

Farmer Mac is the largest secondary market investor of USDA loan guarantees in the U.S.

Farmer Mac’s USDA Guaranteed Loan Purchase solution, also known as “Farmer Mac 2”, helps rural lenders originate Farm Service Agency (FSA) and Rural Development (RD) loans and sell the guaranteed portions of these loans to Farmer Mac at an attractive rate.    The customer can receive very competitive interest rates out to 30 years!   Many farm customers across the state of Iowa and the Midwest have benefited from these very competitive historical long term interest rates and terms!  

Please contact your Kerndt Brothers representative to learn more about these Farmer Mac programs and loan products!

Building Iowa

since 1856