We like to reward you just for banking with us. Earn up to 5.00% APY* every month.
- No Monthly Maintenance Fee
- Really High Interest
- Refunds on ATM Withdrawal Fees*
- Free Digital Banking
- Free checking that pays high interest
- 5.00% APY* on balances up to $20,000
- 5.00% to 1.07% APY on balances over $20,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free Mastercard debit card
- Free digital banking, including:
- Free online banking
- Free mobile banking
- Free e-Statements
- $50 minimum deposit to open
Easy Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-Statements
And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction(s)
- At least 12 debit card purchases
- Be enrolled in and have agreed to receive e-statements rather than paper statements
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, checks and cash withdrawals made at any of our locations.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
See our website or call 563-538-4401 for specific Monthly Qualification Cycle dates.
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $20,000.00 in your Kasasa Cash account earn an interest rate of 4.8889% resulting in an APY of 5.00%; and daily balances over $20,000.00 earn an interest rate of 0.1998% on the portion of the daily balance over $20,000.00, resulting in a range from1.07% to 5.00% APY depending on the account's daily balance.
When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05%.
Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 11/15/2022.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$50.00 minimum deposit is required to open the account.
At least One ACH credit or ACH payment transaction and at least 12 debit card transactions are conditions of this account
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
Limit of one account(s) per Social Security Number.
There are no recurring monthly maintenance charges or fees to open or close this account.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.