You’ve earned that higher balance — now get rewarded for it with competitive, tiered interest. And you’ll still have plenty of access to your funds!

Key Features

  • Earns Competitive, Tiered Interest
  • Enhanced Access to Funds
  • Free Digital Banking
  • Competitive, tiered rates on balances of $1,000 or more
    • Higher balances earn higher rates
    • Interest calculated on the daily balance method
    • Interest compounded and credited monthly 
  • Enjoy flexibility with enhanced access to funds, including direct check writing
  • Avoid the $6 monthly maintenance fee with an average daily balance of $2,500 or more
  • 6 free withdrawals or transfers (by means of a preauthorized or automatic transfer, or telephone order, or by check, draft, debit card, or similar order within a four week statement cycle)
    • $5 per item over 6
  • Free digital banking, including:
    • Free online banking
    • Free mobile banking
    • Free e-Statements
  • Surcharge-free ATMs available
  • $50 minimum deposit to open

Building Iowa

since 1856