We Can Help

Once you've requested your credit report, we encourage you to contact a personal banker to discuss it. We can help you understand your report better, as well as offer suggestions on how to improve your credit. Contact us or visit us today.

Obtaining Your Credit Report

You have the right to get a free copy of your credit report every 12 months from each of the 3 nationwide credit reporting companies. Your credit report may show the first signs that someone has misused your information, so it’s important to check your report a few times a year. Ordering 1 free report every 4 months lets your monitor your file and spot error early.

You can get your free credit report at www.annualcreditreport.com or by calling 1 (877) 322-8228. You must give your name, address, Social Security number, date of birth, and the answers to questions that only you would know — for example, “How much is your monthly mortgage payment?.” Each credit reporting company may ask you for different information.

To buy a copy of your credit report, including your credit score, contact:

Equifax
1-800-685-1111
www.equifax.com

Experian
1-888-397-3742
www.experian.com

Transunion
1-800-916-8800
www.transunion.com

Building Iowa

since 1856