Membership Benefits

  • Club trips, social events, and educational seminars
  • Travel events throughout the year — including one-day trips to ball games, dinner theatres, historical sites, and stage shows, plus mystery excursions
  • Extended travel — foreign and domestic experiences at attractive discount rates
  • Heritage Club bi-monthly newsletter
  • 50% discount on any Kerndt Brothers safe deposit box rental
  • Free notary service
  • One free box of standard checks per year
  • Free digital banking services: online banking, mobile banking and online bill pay
  • No charge by our bank for ATM and debit card use
  • No annual credit card fee
  • Free annual insurance check-up provided by Kerndt Brothers Insurance Agency

Join our Heritage Club

Recognizing and rewarding our long-time friends is an honored tradition at Kerndt Brothers Bank. That is why we are proud to offer the benefits of the Heritage Club for travel and so much more.

There is absolutely no cost to join the Heritage Travel Club. You simply need to maintain one of the following banking relationships with Kerndt Brothers Bank to become a member:

  • $2,500 in a checking or savings account, or
  • $10,000 in time certificates or an IRA or money market account, or
  • Hold an active real estate, home equity, or HELOC loan

Meet new people, make new friends, enjoy first-rate banking services — all at the same time!

3 Easy Ways to become a Heritage Travel Club member:

  • Visit your local Kerndt Brothers Savings Bank in person;
  • Click here to download/print the Heritage Club pdf at home, complete the form, then drop it by your local branch; or
  • Click on "Contact Us" to the right, type in your contact information, and we'll reach out.

A word from our president - James Kerndt

Newsletter - January 2024: Canyon Country Trip Highlight


Book by April 4 for Canyon Country Tour:

October 11-18, 2024: Canyon Country (featuring Utah & Arizona) PDF

To view details for Canyon Country 2024 and register directly with Collette, click here. 

PLEASE NOTE: An informational presentation with in-person registration opportunity for Canyon Country 2024 will be held Wednesday, March 20, at Fiesta Vallarta in Waukon. Please RSVP to Elisha Marti at 563-538-0378 or [email protected] by March 13.

Building Iowa

since 1856