Personal Umbrella Liability Insurance

At Kerndt Brothers Insurance, we tell our customers that an umbrella policy provides additional protection, above and beyond the limits of your existing home, auto, and boat insurance policies. This type of coverage shelters you—like an umbrella in a storm— from major lawsuits and claims. It protects your assets and safeguards your future.

For nearly 160 years, Kerndt Brothers has protected our customers. We recommend umbrella liability coverage because it’s an economical way to protect your property and hard-earned savings from lawsuits.

An umbrella policy:
  • provides additional liability coverage once you’ve exhausted the limits of your home, auto, and boat policies.
  • covers you anywhere on the globe.
  • protects you against claims of slander, libel, false arrest, and defamation of character.
  • pays medical bills for another person when you’re at fault. Two examples include: pet bites and slip and fall claims on your property.
  • protects landlords from accidents that occur on their rental property.
  • covers defense and attorney fees related to claims against you.

Life is unpredictable. Let the experts at Kerndt Brothers explain the benefits of umbrella liability insurance. Our policies begin at $1 million of coverage and cost only several hundred dollars a year. Protect yourself. Protect your family. Protect your future. Call us today to sign up for umbrella liability insurance.


*Insurance and investment products are not FDIC insured, not insured by any federal government agency, not deposits, not guaranteed by the bank and may go down in value.