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Kerndt Brothers Bank has been protecting the interests of our clients for more than 158 years. We’re your local hometown bank and we care about the citizens of our community. One way we show our concern for you each year is by celebrating National Consumer Protection Week (NCPW). The NCPW campaign is always held the… Read more »

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Putting the Customer First It’s a brand new year and you’ve set new financial goals. Kerndt Brothers Bank is here to help. As your trusted community lender, we’ve been helping people like you since 1856. The old adage that money can’t buy happiness is true. But having enough money to reach your dreams does bring… Read more »

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Identity theft is downright scary. Imagine that someone illegally obtains your personal data—which may include your social security number, driver’s license, bank routing number, and/or credit card numbers—and unbeknownst to you, begins defrauding you, stealing from your accounts, and obtaining credit in your name.   According to the Bureau of Justice Statistics (BJS), 16.6 million… Read more »

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Kerndt Brothers Bank has been helping small Iowa businesses since 1856. How many other banks can make that claim? We began as a community bank and we’ve remained a community bank for 158 years. We’re committed to Iowans, to small business banking, and to providing small business loans. People trust us and rely on our… Read more »

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Back in 1856, farmers left their hard-earned money in a big iron safe at the back of the Kerndt Brothers General Store. When they needed the money, they’d travel by horse to retrieve it. Even after we founded five branch locations throughout Iowa—in Lansing, Cedar Rapids, Clermont, Harpers Ferry, and West Union—our customers still had… Read more »

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Small Business Tips 1. Create a Business Plan and Goals Create a plan that states what you want for your business, what you don’t want, and how you will achieve it. Choose a format that works best for your business. Often, business plans focus 3-5 years in the future and outline the direction a company… Read more »

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Every successful business needs a mission. When you first began your small business, what was your goal? As you seek to expand your business, remember what first motivated you. Write down a clear mission statement. Then go a step further by identifying the area(s) and services that differentiate you from other businesses. Think strategically. What’s… Read more »

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You have a great idea. You have a plan. And you have passion and enthusiasm to spare. You’re ready to start your new business. Now you just have to get on firm financial footing. Contact the friendly and professional staff at Kerndt Brothers Bank. We offer a wide range of commercial loans to meet your… Read more »

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Internet scammers casting about for people’s financial information have a new way to lure unsuspecting victims: They go “phishing”. Phishing is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, or other sensitive information. According to the Federal Trade… Read more »

Disclaimer

The material provided on this website is for informational use only and is not intended for financial or investment advice. Kerndt Brothers Bank and/or its partners assume no liability for any loss or damage resulting from one's reliance on the material provided. Please also note that such material is not updated regularly and that some of the information may not therefore be current. Consult with your own financial professional when making decisions regarding your financial or investment management.