We’re just like you: small, independent, and fiercely loyal to our local customers. We started as a small business back in 1856. And through all the years since then, we’ve always understood and supported small businesses. At Kerndt Brothers Bank, we’ve helped thousands of customers realize the dream of owning a business. We’ve been there…. Read more »
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Signs That You Are Ready To Expand Your Small Business
You’re ready to grow your small business. But is your small business ready to expand? At Kerndt Brothers Bank, we’ve been helping customers make those kinds of decisions since 1856. We know a thing or two about growth; it’s why we’ve been in business for nearly 160 years. As a successful business owner, it’s normal… Read more »
How Much Do You Know About Your Business’ Credit Score?
We all know about personal credit scores. The higher your score, the better your financial standing. Lenders look at your credit score before offering you a loan — or line of credit — and many employers check your score before hiring you. But did you know your business has its own credit score? At Kerndt… Read more »
Don’t Get Yourself Caught In A Loan Modification Scam
Life situations change. Someday you may find yourself in a tight financial hole. You may even be facing foreclosure. Despite that type of stress, don’t be fooled by people who promise what they cannot deliver. Scammers are more than ready to take your money … and run. Loan modification schemes are one approach used by… Read more »
LLC vs. Sole Proprietor
Are you thinking about starting your own business? As you begin this exciting journey, you no doubt have a lot of questions. Rest assured that Kerndt Brothers Bank will be there for you every step of the way. One of your first orders of business is to decide just what form of company you wish… Read more »
Common Types of Mortgage Loans For Homebuyers
Buying a home is likely the most important purchasing decision you’ll make during your lifetime. Whether you’re in the market for your first house or wish to refinance your current mortgage, it’s important that you have as much information as possible. Kerndt Brothers Bank has been lending money to our clients for more than 150… Read more »
Tips to Get the Best Consumer and Auto Loan
Putting the Customer First It’s a brand new year and you’ve set new financial goals. Kerndt Brothers Bank is here to help. As your trusted community lender, we’ve been helping people like you since 1856. The old adage that money can’t buy happiness is true. But having enough money to reach your dreams does bring… Read more »
What is Your FICO Credit Score and Why is it Important?
Identity theft is downright scary. Imagine that someone illegally obtains your personal data—which may include your social security number, driver’s license, bank routing number, and/or credit card numbers—and unbeknownst to you, begins defrauding you, stealing from your accounts, and obtaining credit in your name. According to the Bureau of Justice Statistics (BJS), 16.6 million… Read more »
How Not to Get Hooked by a ‘Phishing’ Scam
Internet scammers casting about for people’s financial information have a new way to lure unsuspecting victims: They go “phishing”. Phishing is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, or other sensitive information. According to the Federal Trade… Read more »
