Five Strategies to Build Business Credit

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Building good credit for your small business is much like building your reputation. You want to be in good standing in the community and have access to resources that will help grow your business. Yet nearly 45 percent of small-business owners like you get turned down for loans because of low credit scores, according to… Read more »

The Basics of Loans & Lines of Credit

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At Kerndt Brothers Bank, we want to make sure you get exactly the right type of financing you need to grow your business. We’ve been helping people reach their goals for more than 150 years. While most people know about our loans, others don’t know we also offer generous lines of credit. Whether you need… Read more »

When Two is Better Than One

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Two heads are better than one. Good things come in pairs. Two peas in a pod. Two sides of the same coin. There are lots of fun idioms and expressions about the number two. So let us put in our two cents’ worth. At Kerndt Brothers Bank, we’ve been protecting the interests of individuals and… Read more »

National Consumer Protection Week

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Kerndt Brothers Bank has been protecting the interests of our clients for more than 158 years. We’re your local hometown bank and we care about the citizens of our community. One way we show our concern for you each year is by celebrating National Consumer Protection Week (NCPW). The NCPW campaign is always held the… Read more »

Kerndt Brothers Bank Small Business Loan Process

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Kerndt Brothers Bank has been helping small Iowa businesses since 1856. How many other banks can make that claim? We began as a community bank and we’ve remained a community bank for 158 years. We’re committed to Iowans, to small business banking, and to providing small business loans. People trust us and rely on our… Read more »

Business Banking in an Online World

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Back in 1856, farmers left their hard-earned money in a big iron safe at the back of the Kerndt Brothers General Store. When they needed the money, they’d travel by horse to retrieve it. Even after we founded five branch locations throughout Iowa—in Lansing, Cedar Rapids, Clermont, Harpers Ferry, and West Union—our customers still had… Read more »

5 Tips to Help You Grow Your Small Business

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Small Business Tips 1. Create a Business Plan and Goals Create a plan that states what you want for your business, what you don’t want, and how you will achieve it. Choose a format that works best for your business. Often, business plans focus 3-5 years in the future and outline the direction a company… Read more »

Growing Your Business

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Every successful business needs a mission. When you first began your small business, what was your goal? As you seek to expand your business, remember what first motivated you. Write down a clear mission statement. Then go a step further by identifying the area(s) and services that differentiate you from other businesses. Think strategically. What’s… Read more »