Our checking options work hard for you.
Choose the one that best fits your needs...
Basic Checking
This simple, low-cost account gives you deposit flexibility.
- $50.00 minimum to open
- No minimum balance required
- Maintenance fee of $3.00
- Service charge of $0.15 per debit over five
- $0.30 credit for each $100.00 average daily balance maintained
- ATM/Debit card available
- EasyView check imaging
- EZ Phone Banking
- Bank-By-Mail
- Online Banking
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Hometown Checking
This account combines an affordable checking option with the benefits of accidental death insurance!
- $50.00 minimum to open
- No minimum balance required
- Basic Plan Fees: $8.00 per month for $10,000.00 insurance coverage*
- Personal Plan Fees: $9.00 per month for $20,000 insurance coverage*
- Family Plan Fees: $10.00 per month for $40,000 insurance coverage*
- ATM/Debit card with no monthly fee
- EasyView check imaging
- EZ Phone Banking
- Bank-By-Mail
- Senior Citizens enjoy a $1.00/mo. fee discount from any of the plans
- Online Banking
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Student Checking
Free checking for all full-time students!
- $50.00 minimum to open
- No minimum balance required
- No Monthly Fees
- ATM/Debit card available
- EasyView check imaging
- EZ Phone Banking
- Bank-By-Mail
- Online Banking
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Preferred Checking
If you are comfortable maintaining a higher balance, and want all the extras included—choose this account
- $400.00 minimum to open
- $400.00 minimum balance required to avoid fees
- Maintenance fee of $4.00 per statement cycle if balance falls below $400.00, $6.00 per month if balance falls below $200.00
- ATM/Debit card available
- EasyView check imaging
- EZ Phone Banking
- Bank-By-Mail
- Online Banking
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(personal accounts, sole proprietorships, non-profit and civic organizations)
This account is designed to help you earn interest and enjoy additional benefits, based on maintaining a higher relationship balance.
- $1,000.00 minimum to open
- $3,000.00 minimum balance required to avoid fees
- Maintenance fee of $6.00 if balance falls below $1,000.00
- No charge for the first 30 checks posted per statement cycle, $.15 per check after 30th check/debit posted if average collected balance falls below $3,000.00
- Interest bearing account
- ATM/Debit card available
- EasyView check imaging
- EZ Phone Banking
- Bank-By-Mail
- Online Banking
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Money Market Checking
Our tiered money market account offers a higher rate of return while allowing the flexibility of six withdrawals per statement cycle, no more than three by check.
- $2,500.00 minimum to open
- $2,500.00 minimum balance required to avoid fees
- Maintenance fee of $6.00 if balance falls below $2,500.00
- Service charge of $0.15 per check if balance falls below $2,500.00
- Interest tiered as follows:
- $0.00 - $2,499.99
- $2,500.00 - $4,999.99
- $5,000.00 - $9,999.99
- $10,000.00 - $24,999.99
- $25,000.00 and up
- EasyView check imaging
- EZ Phone Banking
- Bank-By-Mail
- Online Banking
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