Basic Business Checking
- $100.00 opening deposit
- Unlimited deposits
- EasyView check imaging
- EZ phone Banking
- Bank-By-Mail
- Earn $0.40 credit for each $100.00 average daily balance maintained. (Earnings will be applied to reduce monthly service fee and per debit fee)
- $4.00 per month fee
- $0.06 per non-local item deposited
- $0.15 per debit fee
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Business Money Market Checking
- $2,500.00 opening deposit
- Unlimited deposits
- EasyView check imaging
- EZ phone Banking
- Bank-By-Mail
- No more than six withdrawals and/or transfers per statement cycle, no more than three by check
- Tiered interest credited monthly as follows:
- $0.00 - $2,499.99
- $2,500.00 - $4,999.99
- $5,000.00 - $9,999.99
- $10,000.00 - $24,999.99
- $25,000.00 and up
- $6.00 month if balance falls below $2,500.00
- Service charge of $0.15 per check if balance falls below $2,500.00
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Basic Business Savings
- $20.00 opening deposit
- Unlimited deposits
- EZ phone Banking
- $5.00 minimum withdrawal amount
- No more than six withdrawals and/or transfers per statement cycle
- Interest credit monthly
- $1.50 per month if balance falls below $25.00 and there has been no activity on the account for six months
- $0.50 per withdrawal over five
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Business Money Market Savings
- $2,500.00 opening deposit
- Unlimited deposits
- EZ phone Banking
- No more than six withdrawals and/or transfers per statement cycle
- Tiered interest credited monthly as follows:
- $0.00 - $2,499.99
- $2,500.00 - $4,999.99
- $5,000.00 - $9,999.99
- $10,000.00 - $24,999.99
- $25,000.00 and up
- $6.00 month if balance falls below $2,500.00
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ACH Origination
Automated Clearing House (ACH) transactions are electronic debits and credits used to send or collect dollars from any bank account in the United Sates. We can set up recurring ACH transactions, like payroll, allowing files to be sent every week or month with little or no effort on your part!
Business Financing
We understand the unique nature of doing business in our community. After all, we are a local business, too! We are prepared to cut through the red tape that may slow you down at an out-of-town bank.
Some of our services include:
- Construction Loans
- Inventory Loans
- LInes of Credit
- SBA Loans
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